By Lisa Yagoda, Nicole Duritz, Joan Friedman
A vital and easy-to-understand consultant to the reasonable Care Act
The cheap Care Act For Dummies is your survival consultant to figuring out the adjustments in our future health care process and the way they profit you. Written in down-to-earth language, this convenient source outlines new protections less than the cheap Care Act, and walks you thru what you—as a person or an employer—need to do to choose the simplest medical insurance plan on your wishes. With this publication, you get solutions in your best questions on how the legislations applies to you.
The people that deliver you the For Dummies line of worthwhile, academic books have teamed up with AARP to offer you a hands-on advisor that gives perception into how one can make the ideal judgements approximately healthiness care and enhance your caliber of existence. it really is choked with examples, principles, and knowledge in addition to invaluable takeaways that can assist you take complete benefit of the reforms.
Uncover the ten crucial advantages of the reasonable overall healthiness Care Act
Receive suggestions on what is going to enhance in case you have already got assurance coverage
If you don't have insurance, make certain which coverage application is true for you and your loved ones and no matter if you're eligible for monetary assistance
Find out what adjustments companies huge and small can anticipate
Learn the best way to steer clear of scammers who're making the most of consumers' confusion
Use this whole advisor to get the proof concerning the cheap Care Act, resolve any misconceptions you have concerning the legislation, and get ready for the wellbeing and fitness care offerings forward.
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Extra resources for Affordable Care Act for Dummies (Portable Edition)
In other areas, you may find that only one or two plans fit your needs, so your shopping experience may mostly involve determining what to expect from the coverage being offered. Either way, don’t expect that you’ll hop on your state’s Marketplace website and spend 5 minutes exploring your Chapter 2: Navigating the Health Insurance Marketplace 37 options and enrolling. You’re making a major purchase, and you need to devote some time to understanding what you’re getting and what you’ll pay. We recommend setting aside an hour at the minimum to look at plans, compare your options, and enroll.
Health plans cover children on your family plan up to age 26. Health plans can’t put dollar limits on how much they’ll pay for covered benefits over your lifetime and must start phasing out annual dollar limits on your covered benefits. Children up to age 19 can’t be turned down for health coverage because of a preexisting condition. Small businesses with low-wage workers can qualify for a tax credit for up to 35 percent of their cost for health coverage. 2011 Medicare covers more preventive care health screenings and tests than it did previously.
As of 2014, the Marketplace allows open enrollment for a few months every year for signing up for coverage the following year. For example, for 2015 insurance coverage, open enrollment is slated to run from November 15, 2014, to January 15, 2015. ✓ Special enrollment: If you experience a qualifying life event, such as a job loss, a divorce, a marriage, the loss of your spouse, or the birth of a child, you have 60 days to shop for a new plan on the Marketplace, regardless of whether the event happens during an open enrollment period.
Affordable Care Act for Dummies (Portable Edition) by Lisa Yagoda, Nicole Duritz, Joan Friedman